ANCILLARY BENEFITS
Accidents are never planned, but being prepared for the unexpected can make all the difference. Accident insurance provides peace of mind by covering the costs of medical bills, recovery expenses, and even lost income when life's little mishaps happen. Whether it's a slip, fall, or something more serious, this extra layer of financial protection helps you focus on healing instead of the stress of unexpected costs.
ACCIDENTS HAPPEN. GET COVERED.
What is accident insurance?
Accident insurance provides financial benefits in the event of injury or death due to an accident. It helps cover medical expenses, lost wages, and other costs related to the injury. Depending on the policy, accident insurance can cover emergency room visits, hospitalization, medical tests, surgery, physical therapy, or accidental death or dismemberment.
How is accident insurance different than health insurance?
While health insurance covers medical expenses for a variety of conditions, accident insurance specifically focuses on injuries from accidents. It often provides lump-sum cash payouts that can be used for medical and non-medical expenses like transportation or household bills.
What is critical illness insurance?
Critical illness insurance provides a lump-sum payment if the policyholder is diagnosed with a serious illness like cancer, heart attack, or stroke. The payout can be used for medical bills, lost income, or other expenses, offering financial support during recovery. It’s designed to cover costs that regular health insurance may not fully address.